Djarum Group - Annual Report Full [new]

Maintained at a healthy 5.3% to 5.6%, outperforming many regional peers due to a low cost of funds.

While the Group's parent holding company, PT Dwimuria Investama Andalan, does not release a public annual report, the true health and direction of the empire are revealed through the detailed reports of its publicly traded subsidiaries. These comprehensive documents are readily accessible and offer an unparalleled window into the Group's performance, strategies, and future outlook. djarum group annual report full

The Djarum Group's overarching strategy centers on . By bridging traditional cash-generating businesses (Tobacco and Banking) with high-growth digital infrastructure (Blibli and GDP Venture), the group has insulated itself from sector-specific economic shocks. Maintained at a healthy 5

In recent years, Djarum has pivotally transformed itself into a digital ecosystem powerhouse through its tech investment arm, . The Djarum Group's overarching strategy centers on

Unlike most western firms (Jan-Dec), Djarum historically follows the Indonesian tax calendar, but subsidiaries like BCA follow a calendar year. The usually lags until March of the following year.

Reducing dependence on traditional tobacco revenue by boosting investments in healthcare and digital technology. Conclusion